Terms & Conditions

Last updated: 22 October 2026

These terms are an agreement between you and Jaydeep Sarvaiya, Surat, Gujarat, India ("we", "us"), who provides the Vyapar Bandhu app and its online service (the "Service"). By creating an account or using the Service you agree to these terms and to our Privacy Policy. If you do not agree, do not use the Service.

1. Who can use it

You must be at least 18 years old and able to make a binding contract under Indian law. If you use the Service for a business, you confirm you are allowed to act for that business, and these terms bind it too.

2. Your account

Give true details, keep your password secret, and tell us straight away if you think someone else has used your account. You are responsible for everything done through your account, including by team members you add to your business.

3. The Service is a tool

Vyapar Bandhu helps you make bills, record payments and expenses, and see reports. It does not give tax, accounting or legal advice, does not file GST returns, and is not a substitute for a qualified accountant or tax professional.

You are responsible for your own records. You alone are responsible for every bill, quotation and other document you make with the Service, and for the correctness of the data you enter: GSTINs, HSN codes, tax rates, amounts, party details and dates. You are responsible for meeting your obligations under GST law, the Income Tax Act and any other law, including filing returns, paying tax and keeping records for as long as the law requires. Check each document before you issue it.

We work to keep calculations and formats in line with current GST rules, but rules change, and we do not promise that every result is correct or fits your situation.

4. What you must not do

If we have reason to believe you are misusing the Service, we may suspend or close your account without notice, and we will cooperate with tax and law enforcement authorities as the law requires.

5. Your data

Your business records belong to you. You give us permission to store and process them only so we can provide the Service, as described in the Privacy Policy. You can download your records from the app at any time.

6. Availability and changes

We try to keep the Service running at all times, but it may sometimes be unavailable, for example during maintenance or because of problems outside our control. We may add, change or remove features. We recommend you download copies of your important records regularly.

7. Fees

The Service is currently free. If we introduce paid plans, we will tell you the price and terms in advance, and you can choose whether to pay.

8. No warranty

The Service is provided "as is" and "as available". As far as the law allows, we make no promises, express or implied, about its accuracy, reliability or fitness for a particular purpose.

9. Limit of liability

As far as the law allows, we are not liable for any indirect or consequential loss, or for lost profits, lost data, tax demands, interest or penalties, arising from your use of the Service or from documents you make with it. Our total liability for any claim connected with the Service is limited to the fees you paid us in the 12 months before the claim, or ₹1,000 if you paid nothing.

10. Indemnity

You agree to make good any loss, claim or penalty brought against us because of documents you made, data you entered, your breach of these terms, or your breach of any law.

11. Ending your account

You can delete your account at any time from More → My profile → Delete account. This deletes every business you own, with all of its records, and cannot be undone, so download what you need first. We may close your account if you break these terms or if the law requires it.

12. Changes to these terms

We may update these terms. We will show the new date at the top and tell you in the app or by email before important changes take effect. If you keep using the Service after that, you accept the new terms.

13. Law and courts

These terms are governed by the laws of India. The courts at Surat, Gujarat have exclusive jurisdiction over any dispute connected with them or with the Service.

14. Contact

Jaydeep Sarvaiya
Surat, Gujarat, India
Email: contact@vyaparbandhu.app